1. Introduction

At Lisa, we respect your privacy and are committed to protecting your personal data. This Privacy Policy describes how we collect, use, and share information when you use our Lisa mobile application (the "App").

After Zero GmbH, located at Charlottenstr. 1, 10969 Berlin, Germany, is the controller of your personal data under this Privacy Policy.

2. Information We Collect

We collect the following categories of information:

• Account Information: When you create an account, we collect your email address and password. This information is stored locally on your device.
• Financial Data: The app allows you to input and manage your financial information such as accounts, transactions, and balances. All this data is stored locally on your iOS device and is protected by Apple's built-in encryption. We do not have access to this data, nor is it transmitted to our servers.
• Device Information: Basic information about your device may be collected for diagnostics purposes, such as device model and iOS version.
• Usage Data: Anonymous usage statistics may be collected to help us improve the App, but this data cannot be linked back to your personal information.

3. How We Use Your Information

We use your information for the following purposes:

• To provide and maintain the App's functionality
• To personalize your experience within the App
• To improve the App based on anonymous usage statistics
• To communicate with you about the App, including updates and support

4. Local Data Storage

All your financial data is stored locally on your iOS device and is protected by Apple's built-in encryption. The data never leaves your device unless you explicitly choose to export or share it. We do not have access to this data, and it is not transmitted to our servers.

5. Data Sharing and Disclosure

Since your financial data is stored locally on your device, we do not share this data with any third parties. We may share anonymous usage statistics with service providers to help improve the App, but this data cannot be linked back to your personal information.

We may disclose information if required to do so by law or in response to valid requests by public authorities.

We do not sell your personal information to third parties.

6. Data Security

We take your privacy and security seriously. All your financial data is stored locally on your iOS device and is protected by Apple's built-in encryption. We do not store your financial data on our servers, which significantly reduces the risk of data breaches.

For any limited data that might be transmitted (such as anonymous usage statistics), we implement appropriate technical measures to protect this data during transmission.

7. Data Retention

Since your financial data is stored locally on your device, you control how long this data is retained. You can delete your data at any time through the App's settings or by uninstalling the App.

8. Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal data:

• Right to access and receive a copy of your personal data
• Right to rectify inaccurate or incomplete personal data
• Right to erasure of your personal data
• Right to restrict processing of your personal data
• Right to data portability
• Right to object to processing of your personal data
• Right to withdraw consent

To exercise these rights, please contact us at hello@spinoff.studio.

9. International Data Transfers

As your financial data is stored locally on your device and is not transmitted to our servers, it is not subject to international data transfers. For any anonymous usage statistics that may be collected, these may be processed in countries outside your country of residence, but this data cannot be linked back to your personal information.

10. Children's Privacy

The App is not intended for children under the age of 16. We do not knowingly collect personal data from children under 16. If you are a parent or guardian and believe that your child has provided us with personal data, please contact us.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this page.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

After Zero GmbH
Charlottenstr. 1
10969 Berlin, Germany
Email: hey@spinoff.studio